When we bought our house last year, it was one of the happiest days of my life.
I absolutely loved the place, and it was our first home so it was very exciting for us. We had never owned a piece of property before, and so the whole thing was a new experience. I would have to say that seeing that huge number on the bottom line of the mortgage loan was a little bit scary and daunting when we went into the lawyer’s office to sign the final paperwork. Even so, our realtor suggested that we add even more money onto that figure by purchasing something called a home warranty to go along with the house. She told us that it’s always a good idea to purchase a home warranty, in case something goes wrong with the house like the structural foundation, the fireplace, or even the heating and cooling system. With a home warranty, you don’t have to worry about high repair charges because all of those things would be covered. But my husband and I were young and naive, and we thought that nothing could ever go wrong with our wonderful new house. Well, as luck would have it, we were wrong. Within just a few months of moving into our wonderful new place, we found out that we had inherited a lemon of a heating and cooling system. We had to have extensive repair work done on our oil furnace and on our central air conditioning system. When we got the last bill, I was really sad that we didn’t have a home warranty to help cover the costs.